I JUST MADE MY LAST CREDIT CARD PAYMENT!!!!!!!!!!!!!!!!!

HOLY FUCKING JESUS CHRIST I HAVE NO MORE CREDIT CARD DEBT!!!!!!!!!!!

i just got an email from my credit card... my statement is ready and i owe $718.90. i looked in my bank account and i had $2,823.46, plus i have $1,000 more in my emergency fund. i have no big purchases coming up and nothing pending to pay. i got a bunch of travel reimbursement from work recently and i cut back on a couple expenses. and i was like FUCK ME I THINK I CAN PAY THIS OFF RIGHT NOW. and then I DID!!!!!!!!!

so right now i have about $3000 cash and my only debt is my student loans, which are at about $117,341. i have to go celebrate. YAY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

2011 goals and progress to date

so i kind of got off track in terms of keeping track of my finances but now that my bank is on mint it is going to be much easier for me. the good news is that i am still more or less on track with my budget even though i didn't keep track of it for a number of months which i think is really exciting and means that i have actually truly changed my spending habits.

my current debt:

• student loans: $133,409.61
• credit cards: $4027.57

so here are my goals and resolutions for 2011, both financial and otherwise:

• run at least one full marathon. i ran 2 half marathons last year and have started training for the flying pig here in cincinnati in may.
• learn about at least one new band per month and go to at least one live show per month. i am a joke among my friends due to how little i know about music and i think it is time i started to fix this. plus this is a fun goal and i like those.
• go to china in the fall (and maybe also korea and/or japan). i have $1000 saved right now and will need to save $122/month through october to make this happen. also a fun goal.
• pay off all of my credit card debt by december 31, 2011. at a scheduled rate of payment of $355.00/month, this should be achievable!!! i am about to crap myself with excitement just thinking about this so i will move on.
• continue to pay off my student loans with my loan repayment money (currently i am scheduled to get $29,850 this year). corollary goal: don't get fired (my job has been sending out lots of scary "please take the buyout" emails and i think layoffs are coming soon). subcorollary goal: if i do get fired, get another job in nonprofit/government so i can keep getting lrap and not get fucked in the ass by having to pay the loans off myself.

2010 was overall a really good year for me both financially and personally and i am really excited for 2011!