FICO® Score Tracking
Track your score for each month that you've been a customer, up to one year.| 686  | 686 | 686 | 662 | 671 | 678 | 678 | 678 | 678 | 672 | 696 | 771 | |||||||||||||
| Mar 08 | Apr 08 | May 08 | Jun 08 | Jul 08 | Aug 08 | Sep 08 | Oct 08 | Nov 08 | Dec 08 | Jan 09 | Feb 09 | |||||||||||||
Provided by: TransUnion
ok. i don't really get what is going on. apparently my credit score has jumped 100 points in the past 2 months. and in those 2 months, i only paid off a little bit of my debt and i also closed a couple accounts (which is supposed to hurt your credit score). based on what i think i know about credit scores, mine should not be increasing like this.
i realize this report of my credit score is probably not super reliable since it is just one credit reporting company and it is not official or whatever. but based on what this has reported in the past, when compared to my actual credit report, it has been accurate.
i feel like my credit score is proud of me and rewarding me for my hard work at sticking to my budget, but i realize that is not actually possible or even remotely based in reality. i wonder what the hell is going on.
might be fun
ReplyDeletedepending on how long you've been in repayment, if you've made all of your payments on student loans you may be getting rewarded for that. the scoring algorithms of the credit reporting agencies are closely guarded secrets, but it's believed that most of them recognize and reward this behavior...
ReplyDeleteooooh, you may be right. i have made all my payments (and all on time) on my student loans.
ReplyDelete