don't believe the commercials... freecreditreport.com will NOT get you a free copy of your credit report. they will eventually charge you in the end in order to see the full report. in fact, i am not even giving you guys a link so that you don't accidentally click on it. do not use freecreditreport.com, they will ride you like a pony.
the only website out there where you can get a real, honest, actual free copy of your credit report from all three reporting agencies is annualcreditreport.com. this website is run by the government and allows you one free copy of all three reports every year.
my budget is still on target. i have decided to take my readers' advice and am building up my $1000 baby emergency fund before getting back to paying off my credit cards. i have nothing else to report. sorry this blog is so boring.
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